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Snowball is a personal finance app that helps you take control of your debt and reach financial freedom faster. These docs cover everything you need to get started, choose the right payoff strategy, track your progress, and manage your account.

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Key features

Debt Tracking

Track balances, interest rates, and minimum payments for every debt in one place.

Payoff Strategies

Choose between the debt snowball and avalanche methods to match your goals.

Smart Analytics

See your debt-free date, total interest cost, and monthly payment breakdown.

Progress Tracking

Celebrate milestones as you pay off each balance and watch your net worth grow.
Snowball is free to use. No credit card required.

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Who Snowball is for

Snowball is built for anyone carrying multiple debts — credit cards, student loans, auto loans, medical bills — who wants a structured, data-driven plan to pay them off. If you have more than one balance and want to know exactly when you’ll be debt-free, Snowball gives you the tools and motivation to get there.

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Next steps

Ready to get started? Follow the quickstart guide to create your account and generate your first payoff plan in under two minutes.